Complete SAQ A with confidence and keep your payment pages secure
SAQ A is the PCI DSS self-assessment questionnaire for card-not-present merchants that outsource all cardholder data functions to PCI DSS compliant third parties, such as hosted payment pages, redirects or iframes. The current version, SAQ A v4.0.1 Revision 1 (January 2025), contains 27 requirements, the smallest set of any PCI DSS SAQ. The merchant completes it with an Attestation of Compliance for its acquirer.
Is SAQ A right for your organisation?
SAQ A suits e-commerce and mail or telephone order merchants that never store, process or transmit card data electronically and rely entirely on a compliant payment provider. E-commerce merchants must also confirm that every element of the payment page comes directly from the provider and that their site is not susceptible to script attacks. Your acquirer decides whether you may self-assess and which SAQ to use.
It is usually required by customers, partners or schemes rather than by law.
- Issued by
- PCI Security Standards Council
- Latest version
- SAQ A for PCI DSS v4.0.1, Revision 1 (January 2025)
- Number of requirements
- 27
- Applies to
- Card-not-present merchants that fully outsource account data handling
- Not for
- Face-to-face channels and service providers
- Validation route
- Self-assessment questionnaire and Attestation of Compliance submitted to the acquirer or payment brand
- Enforced by
- Acquiring banks and payment brands, through merchant agreements
- Type
- Standard (contractual)
- Region
- Global
- In OneClickComply
- Supported today
OneClickComply makes it simple
PCI DSS SAQ A is mapped in OneClickComply's control library and available on request. We help you evidence the requirements that apply to your redirect or iframe page, including user access, patching, ASV scan tracking and service provider oversight, from your connected tools. Our audit team can also help you confirm SAQ A eligibility before you sign the attestation.
Requirements covered
27 PCI DSS v4.0.1 requirements drawn from Requirements 2, 3, 6, 8, 9, 11 and 12, with requirements 6.4.3, 11.6.1 and 12.3.1 removed in Revision 1.
Manual SAQ A vs. OneClickComply
- Working out whether you really qualify for SAQ A, or need SAQ A-EP, from dense eligibility wording
- Chasing your payment provider each year for its Attestation of Compliance and responsibility details
- Collecting screenshots of user lists, password settings and leaver records from several admin consoles
- Forgetting quarterly ASV scans or rescans until the attestation is due
- Writing incident response and retention policies from scratch for a small payment footprint
- Guided eligibility review with expert input from our audit team through Ask an Auditor
- Vendor risk records that track provider AOCs, agreements and shared responsibilities in one place
- Automated evidence collection from your identity, cloud and admin tools, with OneClickFix for supported misconfigurations
- Continuous monitoring and alerts so scans, patches and access reviews do not drift
- Audit-ready policies generated from your real environment and mapped to the SAQ A requirements
Everything you need for SAQ A
Eligibility check against the SAQ A criteria, including the script attack confirmation
User access evidence for unique IDs, leaver revocation and password rules from your identity tools
Patch and vulnerability tracking for the web server hosting your redirect or iframe page
ASV scan reminders and evidence storage for quarterly and post-change external scans
Vendor risk management for your payment provider, including AOC tracking and a responsibility matrix
AutoComplete policies for incident response, data retention and paper record handling
Three steps to SAQ A compliance
Connect & scan
Connect your cloud, identity and SaaS tools. OneClickComply checks them against SAQ A and shows you exactly where you stand.
Fix & generate
OneClickFix remediates technical gaps in one click, and AutoComplete generates SAQ A-aligned policies from your real environment.
Monitor & evidence
Continuous monitoring keeps you compliant, and our in-house audit team is on hand when you need expert guidance.
PCI DSS SAQ A requirements
All 27 PCI DSS v4.0.1 requirements in SAQ A Revision 1 (January 2025); Requirements 3 and 9 apply only to merchants keeping paper records with card data.
| Reference | Requirement |
|---|---|
| 2.2.2 | Vendor default accounts are managed |
| 3.1.1 | Policies and procedures for protecting stored account data |
| 3.2.1 | Account data storage kept to a minimum through retention and disposal |
| 6.3.1 | Security vulnerabilities are identified and risk ranked |
| 6.3.3 | Critical security patches installed within one month of release |
| 8.2.1 | Unique ID assigned to every user |
| 8.2.2 | Group, shared or generic IDs used only by exception |
| 8.2.5 | Access for terminated users revoked immediately |
| 8.3.1 | All user access authenticated with at least one factor |
| 8.3.5 | Passwords set to unique values and changed after first use |
| 8.3.6 | Minimum password length and complexity |
| 8.3.7 | New passwords cannot match any of the last four |
| 8.3.9 | Password changes every 90 days or dynamic analysis for single-factor access |
| 9.4.1 | All media with cardholder data is physically secured |
| 9.4.1.1 | Offline media backups stored in a secure location |
| 9.4.2 | Media classified according to data sensitivity |
| 9.4.3 | Media sent outside the facility is secured and tracked |
| 9.4.4 | Management approves media moved outside the facility |
| 9.4.6 | Hard-copy materials destroyed when no longer needed |
| 11.3.2 | Quarterly external vulnerability scans by an Approved Scanning Vendor |
Always check the official SAQ A text for the exact wording.
SAQ A FAQs
What is PCI DSS SAQ A?
SAQ A is a PCI DSS self-assessment questionnaire for card-not-present merchants that fully outsource all cardholder data functions to PCI DSS compliant third parties. Published by the PCI Security Standards Council, the current SAQ A for PCI DSS v4.0.1 (Revision 1, January 2025) contains 27 requirements. Merchants answer each requirement, then sign an Attestation of Compliance for their acquirer or payment brand.
Who is eligible for SAQ A?
You are eligible for SAQ A if you accept only card-not-present payments, outsource all account data processing to a PCI DSS compliant provider, and never store, process or transmit card data electronically. Any card data kept must be on paper not received electronically. E-commerce merchants must also confirm all payment page elements come directly from the provider and that their site is not susceptible to script attacks.
What changed in SAQ A Revision 1 in January 2025?
SAQ A Revision 1, published in January 2025, removed requirements 6.4.3 (payment page script management), 11.6.1 (payment page change and tamper detection) and 12.3.1 (targeted risk analysis). In their place, the PCI Security Standards Council added an eligibility criterion: e-commerce merchants must confirm that their site is not susceptible to attacks from scripts that could affect their e-commerce systems.
What is the difference between SAQ A and SAQ A-EP?
SAQ A applies when every element of the payment page is delivered directly by a PCI DSS compliant provider, for example through a full redirect or iframe. SAQ A-EP applies to e-commerce merchants whose own website affects the security of the transaction without receiving card data, such as direct post or JavaScript forms. SAQ A-EP contains many more requirements because the merchant site is more exposed.
Do SAQ A merchants need ASV vulnerability scans?
Yes, for e-commerce merchants. SAQ A includes requirement 11.3.2, which requires external vulnerability scans at least once every three months by a PCI SSC Approved Scanning Vendor, and 11.3.2.1, which requires scans after any significant change. These apply to the merchant server hosting the redirect mechanism or embedded payment form, not to the payment provider's systems.
What happens if you do not comply with SAQ A?
PCI DSS is enforced contractually through your merchant agreement, not by law. If you fail to validate compliance, your acquirer or the payment brands can apply penalties, raise fees or restrict your ability to take card payments, and a breach can lead to further costs. The exact consequences depend on your acquirer's terms, so check your agreement.
How does SAQ A relate to ISO 27001 and UK GDPR?
SAQ A is separate from ISO 27001 and UK GDPR, but the controls overlap. Access management, patching, supplier oversight and incident response appear in all three. Outsourcing payments under SAQ A does not remove your UK GDPR duties for other personal data. OneClickComply maps one set of controls across frameworks, so evidence collected once counts towards each standard it applies to.
Does OneClickComply support PCI DSS SAQ A?
PCI DSS SAQ A is mapped in OneClickComply's control library and available on request. We can help you collect evidence for the 27 requirements, manage your payment provider as a vendor and generate supporting policies. OneClickComply does not issue PCI DSS validation: you complete and sign the SAQ and Attestation of Compliance yourself for your acquirer.
Related standards
All standards- PCI DSS v4.0.1Standard · Global
- PCI DSS SAQ D for Service ProvidersStandard · Global
- PCI DSS v4.0.1 SAQ D for MerchantsStandard · Global
- PCI DSS SAQ A-EPStandard · Global
- PCI DSS v4.0.1 SAQ CStandard · Global
- PCI DSS SAQ C-VTStandard · Global
- PCI DSS v4.0.1 SAQ B-IPStandard · Global
- PCI DSS v4.0.1 SAQ BStandard · Global
Get SAQ A ready, not stressed
Automate controls, gather evidence continuously and stay audit-ready, all on one platform.